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Bridge Home Loan
Short-term financing to buy your next home before your current one sells.
A bridge loan is short-term financing secured against your current home's equity, letting you make a strong, non-contingent offer on your next home without waiting for your current one to sell first.
Generally a good fit if you...
- Have found your next home but haven't sold your current one yet
- Have meaningful equity built up in your current home
- Want to avoid a sale-contingent offer in a competitive market
General guidelines
- Term: short-term by design, typically paid off once your current home sells
- Based on: the equity in your current home, not the new home's value
- Cost: generally carries a higher rate and more fees than a standard mortgage, given the short-term, convenience-driven nature of the loan
Need to buy before you sell?
Every situation is different, and these are general guidelines — the fastest way to know where you stand is a quick conversation. Send us a message or visit our team page to apply directly.