Terms and Conditions

Last updated: October 16, 2026

This page outlines the terms and conditions which apply when a consumer provides their cellular phone number and consents to receive SMS messages, also known as and hereafter referred to as “text messages” from Maret Family LLC d/b/a Maret Mortgage Brokers (collectively “Maret Family LLC”). For the purpose of these SMS Terms and Conditions, the system used to transmit and manage text messages shall be referred to herein as the text messaging system.

Maret Family LLC may use text messages to inform consumers about promotional opportunities and/or extension of credit or loan-related information. These messages are intended solely for the recipient, are confidential between Maret Family LLC and the recipient and are not a promise to extend credit or a requirement for any application for extension of credit. Message frequency varies, and data rates may apply.

Consent to Contact

By checking the SMS consent box on our website, you agree to receive text messages, including marketing messages, from Maret Mortgage Brokers (Maret Family LLC) at the mobile number you provide. Message frequency varies. Message and data rates may apply. Consent is not a condition of any purchase or of obtaining a loan. You can reply STOP at any time to opt out or HELP for help. We may also contact you by phone or email about an inquiry you submit.

No Obligation to Purchase or Guarantee of Credit

Consent to receive text messaging from Maret Family LLC does not obligate you to purchase any product or service from Maret Family LLC, nor is it a condition or requirement of any credit approval or loan transaction.

Text messages and/or phone calls from Maret Family LLC are not an offer or guarantee to extend credit or a commitment to lend.

Privacy

By opting into receiving SMS text messages, you expressly agree to the terms of Maret Family LLC’s privacy policy. You can view the privacy policy by clicking HERE.

Disclaimer

You understand and agree that Maret Family LLC is not responsible for any issues that may arise due to defects in its text messaging system, your use of the text messaging system, use of your phone or cellular account by yourself or any third party who gains access, or which arise from your cellular account provider. Maret Family LLC does not guarantee that text messages (sent or received) are secure, accurate or complete as text messaging systems may be intercepted, corrupted or delayed by external factors. Maret Family LLC disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranty of merchantability and fitness for a particular purpose with respect to the text messaging system, and any exchanges that may occur.

It is not our policy to request nonpublic personal information from you by text message. PLEASE DO NOT SEND US YOUR NONPUBLIC PERSONAL INFORMATION VIA TEXT MESSAGE. If you need to convey nonpublic personal information to us, please contact us at matt@maretmb.com for further assistance.

Indemnification

By opting in to receive text messages and/or interacting with the text messaging system, you agree to indemnify Maret Family LLC, its employees, agents and affiliates against any and all claims from 3rd parties that arise as a result of your use of the text messaging system. You consent to indemnify Maret Family LLC against damages, expenses, penalties and legal fees that may arise including but not limited to fraud, theft or claims arising out of the Telephone Consumer Protection Act (“TCPA”).

Consumer Obligations in Case of Phone Number Change

If you change your phone number or surrender ownership of the number you provided Maret Family LLC, you agree to immediately notify Maret Family LLC of that change by emailing matt@maretmb.com so that we may deactivate your number. You also agree to indemnify Maret Family LLC, its employees, agents and affiliates against any and all claims that arise as a result of your failure to notify Maret Family LLC of that change, including damages, expenses, penalties and legal fees that may arise. This includes, but is not limited to claims arising out of the Telephone Consumer Protection Act (“TCPA”).

Report Abuse

If you did not sign up for text messages, your cellular phone or cellular account has been compromised, you discover that an unauthorized 3rd party is using your account to contact Maret Family LLC, or if you believe your number has been registered with Maret Family LLC as a result of any abusive or criminal activity, please inform us immediately by calling Maret Mortgage Brokers at (480) 529-0904 or emailing matt@maretmb.com.

Removal/Opting Out from Text Messaging

If you no longer wish to receive text messages or communications from Maret Family LLC, you may opt out at any time by sending the command STOP to the number that you received from Maret Mortgage Brokers, or by emailing matt@maretmb.com. All requests to opt out will be honored within a commercially reasonable amount of time.

Complaints

Complaints regarding Maret Family LLC’s text messaging system, or any exchanges between you and a representative or agent of Maret Family LLC or its family of companies via the text messaging system should be submitted by email at matt@maretmb.com.

Available Text Commands

While individual text messages from Maret Family LLC may contain specific command instructions, the following commands may be used at any time to interact with the SMS text messaging system:

Opt-out or STOP: By texting STOP to the number that you received from Maret Mortgage Brokers, your number will be removed from text messaging notifications and campaigns.
Opt-in or START: By texting START to the number that you received from Maret Mortgage Brokers, you can re-enroll in messages.
HELP: By texting HELP to the number that you received from Maret Mortgage Brokers, you will be able to access information and help.

Language

Maret Family LLC’s products and services are offered only in English. Any translations of text messages into other languages are intended solely as a courtesy, and not an indication that an application for credit or loan transaction may occur in that language. If there is any discrepancy between the content of a text message communication from Maret Family LLC in a language other than English, the English version will control.

Disputes

By providing Maret Family LLC with your number for the purpose of utilizing text messaging, you expressly consent that the laws of the State of Delaware, without regard to principles of conflict of laws, will govern the use of Maret Family LLC’s text messaging system, and any dispute that might arise between you and Maret Family LLC, including but not limited to claims under the Telephone Consumer Protection Act shall be resolved under the laws of Delaware. You further agree that any action at law or in equity arising out of or relating to Maret Family LLC’s text messaging system shall be filed only in the state or federal courts located in Delaware, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. You also agree that any such claims shall be subject to arbitration.

Severability

If any term or provision of these Terms and Conditions is determined by a court of competent jurisdiction to be invalid or unenforceable, the remainder of these Terms and Conditions shall continue to be valid and enforceable.

Commonly Asked Questions

Why is Maret Family LLC sending me text messages?
When you provide Maret Family LLC with your number and consent to receive SMS or text messages, we may use text messages to inform you about promotional opportunities and/or mortgage-related information.

How do I stop receiving text messages?
You may unsubscribe from the text messages offered by Maret Family LLC at any time by texting the word STOP to the number that you received from Maret Mortgage Brokers, by calling (480) 529-0904 or by emailing matt@maretmb.com.

What if I have questions about the text messages?
You may text the word HELP to the number that you received from Maret Mortgage Brokers to receive assistance with the text messaging system. If you have questions about the information you received, or would like to speak to someone directly, please call (480) 529-0904 or email matt@maretmb.com for more information.

I am a victim of identity theft and did not sign up for texts. What can I do?
If you did not enroll your cell phone number and believe you are receiving messages from Maret Family LLC as a result of identity theft, unauthorized or criminal activity, please contact us by calling (480) 529-0904 or emailing matt@maretmb.com for more assistance.

Is there a charge for the text messaging service?
Maret Family LLC will not charge you to send or receive messages with us. However, your individual cellular phone carrier’s messaging or data rates may apply.

How often will I receive messages from Maret Family LLC?
The frequency of messages will vary depending on our products and marketing campaigns. If you find the messages to be too frequent, you may opt out of messages by texting STOP to the number that you received from Maret Mortgage Brokers or by calling (480) 529-0904 or emailing us at matt@maretmb.com.